• 						<p>Our FHA Streamline Refinance</p><p>means more time for everything else in your life!</p>

    Our FHA Streamline Refinance

    means more time for everything else in your life!

  • 						<p>Branch Manager Mary Joe Sato leads her office team by example,</p><p>personally meeting with customers.</p><p><!-- [if gte mso 9]><xml> <o:OfficeDocumentSettings>  <o:AllowPNG/> </o:OfficeDocumentSettings></xml><![endif]--></p><p><!-- [if gte mso 9]><xml> <w:WordDocument>  <w:View>Normal</w:View>  <w:Zoom>0</w:Zoom>  <w:TrackMoves/>  <w:TrackFormatting/>  <w:PunctuationKerning/>  <w:ValidateAgainstSchemas/>  <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>  <w:IgnoreMixedContent>false</w:IgnoreMixedContent>  <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>  <w:DoNotPromoteQF/>  <w:LidThemeOther>EN-US</w:LidThemeOther>  <w:LidThemeAsian>X-NONE</w:LidThemeAsian>  <w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>  <w:Compatibility>   <w:BreakWrappedTables/>   <w:SnapToGridInCell/>   <w:WrapTextWithPunct/>   <w:UseAsianBreakRules/>   <w:DontGrowAutofit/>   <w:SplitPgBreakAndParaMark/>   <w:EnableOpenTypeKerning/>   <w:DontFlipMirrorIndents/>   <w:OverrideTableStyleHps/>  </w:Compatibility>  <m:mathPr>   <m:mathFont m:val=


    Branch Manager Mary Joe Sato leads her office team by example,

    personally meeting with customers.

Welcome to our website!

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products and mortgages. Through our website you can submit a complete on-line and secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators.


Call Us Today (808)791-1044


Recent Articles

When Is Private Mortgage Insurance Required?
PMI is an acronym you might hear when you're buying a home, but what is it short for? PMI stands for private mortgage insurance, and this is cost you will have to pay if you don't have 20% down payment.  What is PMI?  It's insurance that protects your lender, not the borrower in...
Top Reasons to Consider A Homebuying Assistance Program
There are many down-payment assistance programs available across the U.S., all of which can help you purchase a home sooner than you think. Eligibility requirements vary, but there are some common positive features found in these specialized buying programs. The Benefits of...
Advantages and Disadvantages of Refinancing to a 30-Year Mortgage
Low mortgage rates have been in the news lately, making the option to refinance all the more appealing. Homeowners are eager to lock in these lowered home loan rates not only to save money their monthly payments but also have additional funds to invest or save for life's emergencies...
The Benefits of an FHA Loan
FHA loans are a popular home loan choice for borrowers. Qualifying standards tend to be more flexible and down-payment requirements are lower when compared to other home loan options.  Read on to see what makes an FHA loan an attractive mortgage option and learn how you can take...